Comments on: Weekly Budget – Week 20 http://onemillionandbeyond.com/blog/2009/05/10/weekly-budget-week-20/ Tue, 18 Oct 2011 15:23:49 -0700 hourly 1 http://wordpress.org/?v=3.1.1 By: Revanche http://onemillionandbeyond.com/blog/2009/05/10/weekly-budget-week-20/comment-page-1/#comment-67262 Revanche Fri, 29 May 2009 22:44:10 +0000 http://www.onemillionandbeyond.com/blog/2009/05/10/weekly-budget-week-20/#comment-67262 Wait, I lie, I'm only allowed $75 per month. Wait, I lie, I’m only allowed $75 per month.

]]> By: Revanche http://onemillionandbeyond.com/blog/2009/05/10/weekly-budget-week-20/comment-page-1/#comment-67261 Revanche Fri, 29 May 2009 22:43:20 +0000 http://www.onemillionandbeyond.com/blog/2009/05/10/weekly-budget-week-20/#comment-67261 When I was still line-item budgeting, misc. items came out of the most applicable funds. Beer, wine, dining out all came out of food. Now it comes out of the whole expense fund, but I keep in mind how much I've spent overall to make sure I'm not slipping into bad habits. As long as my spending stays under a certain weekly amt total, $75, I'm ok. When I was still line-item budgeting, misc. items came out of the most applicable funds. Beer, wine, dining out all came out of food. Now it comes out of the whole expense fund, but I keep in mind how much I’ve spent overall to make sure I’m not slipping into bad habits. As long as my spending stays under a certain weekly amt total, $75, I’m ok.

]]> By: Paula http://onemillionandbeyond.com/blog/2009/05/10/weekly-budget-week-20/comment-page-1/#comment-66159 Paula Tue, 12 May 2009 19:18:12 +0000 http://www.onemillionandbeyond.com/blog/2009/05/10/weekly-budget-week-20/#comment-66159 I've just found your site and enjoyed reading the last few posts you've made. I think your goal is a terrific one and I wish you luck. I still include items like alcohol in my newly tightened budget, but I'm careful what I buy. I prefer wine over beer, and my previous average per bottle was between $10 and $12. I have discovered two or three really nice boxed wines recently, which sell for around $20 each. The box contains the equivalent to FOUR bottles of wine, for an avg per bottle of $5. Just cut my wine spending in half!! I can justify that easily. Also some of the wines at Trader Joes are quite good and around $5 to $8 per bottle (not the two buck Chuck though!) You might also look at your food budget. You are two adults and a baby spending $150 per week for food. My food budget for one adult and two teenage (bottomless pit) boys is $150 and sometimes I come in under budget. Do you cook? menu plan? There are some great ways to drop that number significantly if you try. Knocking out 1/3 of your food budget would mean $2600 per year for your savings/investing or repayment of debt. Good luck and good for you for starting (relatively) early towards your goal. I’ve just found your site and enjoyed reading the last few posts you’ve made. I think your goal is a terrific one and I wish you luck.

I still include items like alcohol in my newly tightened budget, but I’m careful what I buy. I prefer wine over beer, and my previous average per bottle was between $10 and $12. I have discovered two or three really nice boxed wines recently, which sell for around $20 each. The box contains the equivalent to FOUR bottles of wine, for an avg per bottle of $5. Just cut my wine spending in half!! I can justify that easily. Also some of the wines at Trader Joes are quite good and around $5 to $8 per bottle (not the two buck Chuck though!)

You might also look at your food budget. You are two adults and a baby spending $150 per week for food. My food budget for one adult and two teenage (bottomless pit) boys is $150 and sometimes I come in under budget. Do you cook? menu plan? There are some great ways to drop that number significantly if you try. Knocking out 1/3 of your food budget would mean $2600 per year for your savings/investing or repayment of debt.

Good luck and good for you for starting (relatively) early towards your goal.

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