One of the things that you will discover is I really like numbers and data, more so as I’ve gotten older and presumably wiser. I trust the raw numbers because there is an absolute truth to them; they paint the…
Category: Budgeting
Expense Tracking (Part II) Analysis
There is a lot of truth in data, especially when it comes to expense tracking. Once you have the data the truth behind the numbers will start to emerge. In Part I, we covered entering data, and if you’ve entered…
Expense Tracking (Part I) Collecting the data
Do you know where your money goes? Do you really know where your money goes? This isn’t a segue to dive into some asinine conspiracy theory, but I would say that a lot of people don’t actually know where their hard-earned money goes.
The New Reality: going down to a single income
Most of us are experiencing a new reality when it comes to work, working from home comes with many challenges, but it’s not the only new reality. Unfortunately, too often this new reality is one where there is less…
How to Gamify Grocery Shopping
Groceries, we all need them but buying them is a little tedious, time consuming, and at least for me not very exciting. I was trying to make the experience a little more interesting and possibly get my daughter involved, at…
Meal planning your way to a balanced budget!
“What do you want for dinner?” It’s a common question that a lot of families routinely ask themselves around dinner time. The question by itself is telling, it says that you don’t know what you have in the fridge and…
Finding the balance between our ‘Wants’ and ‘Needs’
To survive we have a series of ‘needs’ that, pardon the pun, need to be met. Once we have these basic needs met our wants can (but don’t have to) improve our lives. However, for most of us, our lives…
Christmas shopping – done right, with a plan!
Stepping into the mall you are instantly accosted by the sights and sounds that accompany your trip to the church of consumerism. But, today things are a little different! It seems busier than usual and there is different music playing,…
What’s gets measured, gets managed!
There is an old adage that I heard when I started working, in the late 90’s, and that is: “What gets measured gets managed”. There is a whole lot of truth in that statement that even my 20-year-old self, understood…