Do you know where your money goes? Do you really know where your money goes? This isn’t a segue to dive into some asinine conspiracy theory, but I would say that a lot of people don’t actually know where their hard-earned money goes.
We’re not traveling as much as we used to, though I’m sure we all want to. Unfortunately, grocery stores aren’t always next door and if you’re buying for a week or two you still need that car. Probably more considering you want to get as much at once as possible. Naturally this is the perfect time for the car to breakdown, which is exactly what mine decided to do. This started a couple weeks ago when I went to the grocery store. I got our groceries and the way back out I noticed that one of the rear lights was on. As I got closer to the car it turned out it was just a rear blinker light. The car wasn’t on, none of the other lights were on just one lowly light. I was a little surprised but not shocked, as it had happened before in the winter in Continue Reading
In North America we’re now into the 10th week of the pandemic lockdown and life is continuing on. It might not be the same as it was and it likely won’t be for a while, but we are generally making do. More importantly things will start to get a little easier as more things are opened up and we will find a new normal. Driving to the store a couple of days ago (yes, I went outside!), I heard an interesting thing on the radio; the announcer was saying that at the time the NASDAQ was still in positive territory for the year. This got me thinking about investing and my investments. I haven’t moved a single one of them during this whole situation even though we’re now in a financial situation where having some extra funds might not be a bad thing. It also reminded me of a conversation Continue Reading
Most of us are experiencing a new reality when it comes to work, working from home comes with many challenges, but it’s not the only new reality. Unfortunately, too often this new reality is one where there is less income coming in (layoffs, furloughs, pay reductions). I have now joined this group; we are now down to a single income where we had two and while we are fine a lot of people aren’t. Claiming Unemployment Benefits Today was a bit of a sobering day, I actually filed for unemployment benefits. The process was fairly painless and now I wait and see if there are any issues. My guess is that there won’t be any problems and the benefits will roll in. We as a family are in a position where we know we can weather this situation but it’s sobering none the less. Will we have enough to Continue Reading
Groceries, we all need them but buying them is a little tedious, time consuming, and at least for me not very exciting. I was trying to make the experience a little more interesting and possibly get my daughter involved, at least a little. As it turns out gamifying grocery shopping is more challenging than I initially thought, but it is possible. Initially, I had visions of a crafty title and that the gamification ideas would just flow out of me into digital format. After a little effort, my initial ideas were pretty much all I had, though I did have a few other ideas they really felt forced. I’ve decided to stick to the actually tested ideas that have worked and if you have any other ideas please pass them along. Why gamify grocery shopping? The question of why would you gamifying buying groceries does come up. Realistically the answer Continue Reading
“What do you want for dinner?” It’s a common question that a lot of families routinely ask themselves around dinner time. The question by itself is telling, it says that you don’t know what you have in the fridge and pantry and it says that you probably throw away thousands of dollars per year on groceries. We’re not talking going out for meals but just what’s in your house. There are various statistics that I’ve seen put the average is that in North America we waste between 1-2lb of food per person per day. I know from experience that we routinely get more food than we need, and it goes to waste and it’s a real shame but more importantly, it is bloody expensive. [CUE: Superhero music] Meal planning to the rescue!!! A few people by this point will have a puzzled look on their face wondering ‘what is a Continue Reading
To survive we have a series of ‘needs’ that, pardon the pun, need to be met. Once we have these basic needs met our wants can (but don’t have to) improve our lives. However, for most of us, our lives are spent beyond these basic requirements. We have access to food, water, shelter, and if you’re reading this you are probably relatively safe too. Thus, making the question of ‘wants’ versus ‘needs’ more interesting because I doubt many of us think in terms of true needs. Now more than ever this topic is incredibly important, and I think it needs to be revisited. We’re in a time of crisis when what we want and what we really need is clearer than it has been in years. Knowing what is essential and what we don’t need can be a very powerful tool; one that we can use to our advantage. There Continue Reading