Finding the balance between our ‘Wants’ and ‘Needs’

To survive we have a series of ‘needs’ that, pardon the pun, need to be met. Once we have these basic needs met our wants can (but don’t have to) improve our lives. However, for most of us, our lives are spent beyond these basic requirements. We have access to food, water, shelter, and if you’re reading this you are probably relatively safe too. Thus, making the question of ‘wants’ versus ‘needs’ more interesting because I doubt many of us think in terms of true needs. Now more than ever this topic is incredibly important, and I think it needs to be revisited. We’re in a time of crisis when what we want and what we really need is clearer than it has been in years. Knowing what is essential and what we don’t need can be a very powerful tool; one that we can use to our advantage. There Continue Reading

The power of perseverance and its impact on your success.

There are a few fundamental elements for success in life that could be considered common sense, but in reality are not that common. Even common sense itself isn’t very common, but that’s a different story.  The elements that I speak about are: Action 
 Effort 
 Perseverance 
 … and the list goes on 
 This list can continue for a long time, but the reality is that even this short list is enough for multiple posts (it probably will be in time). All three items can realistically be related to almost any subject or activity, but in our case we’ll look at it through the lens of this site (personal finance with a hint of life).   Effort and action are very closely related to each other in that if you are taking action you are in many ways making an effort. Though, the effort that goes into taking action does not Continue Reading