When Pandemics make Vacation plans for you!

As a child I always looked forward to summer vacation, it was two months of pure bliss. That bliss was largely because there was no school and we could hang out with friends and do a lot of nothing. As you get older this summer break holds true until you start working, though your choice of activities might change. Then as if by some cruel act of fate, summer breaks are cut short, pretty much at the knees. You have to squeeze them in, like fitting in pieces of a jigsaw puzzle. The biggest challenge becomes convincing yourself to actually take the summer vacation. I look forward to my vacation, I plan for it months in advance but that’s because you need to book the best campsites early! My summer vacations are simple, we have an RV so we camp as a family most long weekends and if it’s possible Continue Reading

Staying the course in turbulent markets

In North America we’re now into the 10th week of the pandemic lockdown and life is continuing on. It might not be the same as it was and it likely won’t be for a while, but we are generally making do. More importantly things will start to get a little easier as more things are opened up and we will find a new normal. Driving to the store a couple of days ago (yes, I went outside!), I heard an interesting thing on the radio; the announcer was saying that at the time the NASDAQ was still in positive territory for the year. This got me thinking about investing and my investments. I haven’t moved a single one of them during this whole situation even though we’re now in a financial situation where having some extra funds might not be a bad thing. It also reminded me of a conversation Continue Reading

Finding the balance between our ‘Wants’ and ‘Needs’

To survive we have a series of ‘needs’ that, pardon the pun, need to be met. Once we have these basic needs met our wants can (but don’t have to) improve our lives. However, for most of us, our lives are spent beyond these basic requirements. We have access to food, water, shelter, and if you’re reading this you are probably relatively safe too. Thus, making the question of ‘wants’ versus ‘needs’ more interesting because I doubt many of us think in terms of true needs. Now more than ever this topic is incredibly important, and I think it needs to be revisited. We’re in a time of crisis when what we want and what we really need is clearer than it has been in years. Knowing what is essential and what we don’t need can be a very powerful tool; one that we can use to our advantage. There Continue Reading